Zero-based budgeting made simple. Give every dollar a purpose and finally achieve your financial goals.
✓ No credit card required ✓ Free forever ✓ Setup in 2 minutes
January 2026
$0.00 to budget
Powerful features designed to help you save more, spend wisely, and reach your financial goals.
Give every dollar a job. Assign income to categories until you hit zero for complete financial control.
Connect checking, savings, credit cards, and cash accounts. See your complete financial picture.
Create sinking funds for big purchases. Watch your progress toward vacations, emergencies, and more.
Visualize spending trends, category breakdowns, and net worth over time with stunning charts.
Easy on the eyes at night. Seamlessly switch between light and dark themes.
Your data stays yours. Bank-level encryption keeps your financial information protected.
Get started in minutes. Zero-based budgeting has never been easier.
Set up income and expense categories that match your lifestyle.
Allocate your income to categories until you reach zero.
Log transactions and move money between categories as needed.
Start free and stay free. Upgrade when you need more power.
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Join thousands of people who have transformed their relationship with money using WiseBudget.
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