Manual finance workspace
WiseBudget
Plan the month, keep a ledger, classify transactions, and review what actually happened without mixing up accounts, budget items, and categories.
Current product: manual planning, accounts, transactions, categories, and in-app reports. Reconciliation, imports, automation, and advanced reports are planned after the trust layer is stronger.
May 2026 review
$0.00 left to assign
Category report
Bills, Spending, Debt
Spending
The model
Clear financial objects, clear reports.
WiseBudget separates the monthly plan from the ledger. That distinction is what lets reports stay honest as the product grows.
Accounts
Where money lives: checking, savings, credit, cash.
Budget items
Monthly envelopes for the plan, independent from accounts.
Categories
Cross-budget classification for income and expenses.
Transactions
The ledger row that connects account, optional budget item, and optional category.
Transfers
Account-to-account movement, outside income, expenses, and budget spending.
Product status
Useful now. Honest about what comes next.
The beta focuses on manual correctness before automation. Paid features will wait until the workflows are real.
What works today
Manual monthly budgeting
Create budget groups and budget items for each month.
Accounts and ledger
Track account balances from starting balance plus transactions.
Categories
Classify transactions across groups for cleaner reporting.
Reports
Review report tables in the app, then export when needed.
Coming later
Reconciliation
Match ledger balances against real statements.
Imports
Bring bank and card activity into the workflow.
Recurring automation
Rules for predictable bills, payroll, and transfers.
Advanced reporting
Deeper comparisons, forecasts, and audit history.
Pricing
Free beta while the trust layer matures.
The current public product is free. Pro pricing is intentionally undecided until reconciliation, imports, automation, and advanced reporting are ready.
Beta
Manual planning and ledger review.
$0
current product